Meet the professionals who can help you
Pursue Your Ideal Future
We help business owners, individuals and families achieve success.
James F. Davenport, CFP®Senior Partner, Co-Founder
Steven C. Fullmer, CFP®
Sam C. Clark Partner, Co-Founder
Les BarberPartner, Co-Founder
Casey D. Kotter, CFP®Partner, CFO
Cortney J. Albanese Partner
Kelly Jensen Director of Operations
Josh Harper Chief Compliance Officer
Pamela FanningPractice Manager
Sara Thomson Elite Client Services
Braxton Barber Operations Specialist
Mana Angilau Operations Specialist
Quinn Ringer Operations Specialist
Annalia Price Practice Manager
Danielle Morriss Financial Paraplanner
Our team of professionals is dedicated to working with you to elevate your planning. Before you meet with us or any other financial professional, consider asking the following questions:
Questions you should ask your financial advisor:
- What will you do that my CPA and attorney don’t do?
- Are you a fiduciary?
- What is your experience?
- What credentials do you have, and what do they mean?
- What services do you offer?
- What’s your investment philosophy?
- How do you feel about the market?
- How much do you charge?
- What are my all-in costs?
- What services are included?
- Who is your custodian?
- What investment benchmarks do you use?
- How will our relationship work?
- How often should I expect to hear from you?
- When should I call you?
- What do you think we can do together in good markets and bad markets?
Types of financial advisors
Broker or stockbroker:
- Buys and sells financial products on behalf of clients in exchange for a fee, commission or both.
- Must pass exams and register with the U.S. Securities and Exchange Commission.
- Generally required to sell products that are “suitable” for clients, a lower standard than the fiduciary standard, because a suitable investment isn’t necessarily the best one for you. (The Department of Labor’s fiduciary rule currently applies to brokers only with regard to retirement accounts.)
Registered Investment Adviser:
- Provides advice and makes recommendations in exchange for a fee.
- RIAs are registered with the U.S. Securities and Exchange Commission or a state regulator, depending on the size of their company.
- They’re held to a fiduciary standard in dealing with clients, putting your best interest ahead of their own.
- Some RIAs focus on investment portfolios, while others take a more holistic approach to financial planning.
CERTIFIED FINANCIAL PLANNER™ (CFP®):
- Provides financial planning advice.
- This designation, offered through the Certified Financial Planner Board of Standards, requires completing a lengthy education requirement, passing a stringent test and demonstrating work experience.
- All CFPs abide by a fiduciary standard when providing financial planning services.
- These are computer-based software and algorithms to manage clients’ investment portfolios according to answers given.
- The cost of not having is often at a fraction of the cost of a live advisor.
- Read more about how robo-advisors work and what they cost.
- Some offer access to live advisors as well.
The Retirement Income Checklist Booklet!
Ready to take
The Next Step?
For more information about services listed, schedule a meeting today.